No Bank Login Required
WeMoney requires you to connect your bank account before seeing any results. CheckSpent works from a simple file export — upload your statement and we do the rest. We never see your banking credentials.
WeMoney requires connecting your bank account and charges $9.99/month. CheckSpent finds your hidden subscriptions from a simple file upload — no bank access, no account, one payment.
No account needed · No bank login · Results in minutes
WeMoney requires you to connect your bank account before seeing any results. CheckSpent works from a simple file export — upload your statement and we do the rest. We never see your banking credentials.
WeMoney Pro costs $9.99/month — that's $120/year, ongoing. CheckSpent is a single payment of $7.95 AUD. You pay once, you get your report, done.
WeMoney stores your connected bank transaction history as part of its service. CheckSpent analyses your file and discards it — nothing is stored after your report is generated.
Every claim below is sourced directly from WeMoney's official website.
| Feature | CheckSpent ✅ | WeMoney |
|---|---|---|
| Requires bank login | ✅ No — file upload only | ❌ Yes — mandatory |
| Requires account creation | ✅ No account needed | ❌ Account required |
| Pricing model | ✅ One-time $7.95 AUD | ❌ $9.99/month or $98.99/year |
| Data retained after analysis | ✅ No data stored | ❌ Transaction history stored |
| Works without ongoing access | ✅ Yes — one-off report | ❌ No — requires ongoing connection |
| Cancellation guides included | ✅ Yes, step-by-step | ⚠️ Basic only |
| 1:1 savings session available | ✅ Yes ($395 AUD) | ❌ Not available |
| Available internationally | ✅ Any country | ❌ Australia only |
WeMoney pricing and features verified from wemoney.com.au as of April 2026. Features may change — check their site for the latest.
Export your transactions as PDF, CSV, or screenshot from your bank's app. Any bank, any country.
Our AI scans your statement and identifies every recurring charge, including ones you've forgotten about.
Get a full report with cancellation guides, negotiation templates, and savings estimates. Keep what you want, cut the rest.
WeMoney is a great app — but it needs your bank login to work. If you'd prefer not to hand over your banking credentials to a third party, CheckSpent gives you the same insights from a simple file upload. No bank access. Ever.
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This page is provided for general informational purposes only. All information regarding third-party products and services, including WeMoney, is based on publicly available sources at the time of writing. We make no representations as to the accuracy, completeness, or currency of this information. Product features, pricing, and availability may change at any time without notice.
We are not affiliated with, endorsed by, or sponsored by WeMoney. All third-party trademarks and brand names are the property of their respective owners and are used here solely for identification and comparison purposes.
Before making any financial or purchasing decision, we strongly recommend that you visit the relevant provider's website directly to verify current terms, pricing, features, and availability in your jurisdiction.
No account. No bank login. Works with any Australian bank. Results in minutes.
Upload your bank statement and get a detailed AI-powered report of every recurring charge you pay.
Most people find subscriptions they forgot about.
Get my subscription report →One-time payment · No subscription
For informational purposes only. Not financial advice.
18 proven email templates to cancel any subscription, negotiate lower rates, and get refunds — without calling anyone.
One email paid for itself. The other 17 are profit.
Get the templates →One-time payment · No subscription
For informational purposes only. Not financial advice.
One-time payment · No subscription · No login required
File never stored · No names or IDs retained · No deposits tracked