Works in Any Country
Rocket Money is exclusively available in the United States. CheckSpent works with bank statements from Australia, the UK, Canada, New Zealand, and any country worldwide.
Rocket Money is only available in the United States — and even for US users, it requires connecting your bank account. CheckSpent works anywhere in the world, with no bank login, no account, and no monthly fee.
No account needed · No bank login · Results in minutes
Rocket Money is exclusively available in the United States. CheckSpent works with bank statements from Australia, the UK, Canada, New Zealand, and any country worldwide.
Rocket Money requires you to connect your bank account via Plaid before seeing any results. CheckSpent works from a simple file upload — we never see your banking credentials.
Rocket Money charges $7–$14/month, ongoing. CheckSpent is a single payment of $7.95 AUD. Ironic that a subscription-cancellation app charges you a subscription.
Every claim below is sourced directly from Rocket Money's own website and help centre.
| Feature | CheckSpent ✅ | Rocket Money |
|---|---|---|
| Available outside the US | ✅ Works worldwide | ❌ United States only |
| Requires bank login | ✅ No — file upload only | ❌ Yes — mandatory via Plaid |
| Requires account creation | ✅ No account needed | ❌ Account required |
| Pricing model | ✅ One-time $7.95 AUD | ❌ $7–$14/month subscription |
| Data retained after analysis | ✅ No data stored | ❌ Transaction history stored |
| Works with any bank worldwide | ✅ Any bank, any country | ❌ US banks only (via Plaid) |
| Instant results | ✅ Under 2 minutes | ⚠️ Requires setup + bank sync |
| Cancellation templates included | ✅ Yes, step-by-step guides | ❌ Premium only ($7–$14/mo) |
| 1:1 savings session available | ✅ Yes ($395 AUD) | ❌ Not available |
| How subscription detection works | AI analysis of uploaded file | AI analysis of connected bank |
Rocket Money pricing and features verified from rocketmoney.com as of April 2026. Features may change — check their site for the latest.
Export your transactions as PDF, CSV, or screenshot from your bank's app. Any bank, any country.
Our AI scans your statement and identifies every recurring charge, including ones you've forgotten about.
Get a full report with cancellation guides, negotiation templates, and savings estimates. Keep what you want, cut the rest.
Rocket Money is built exclusively for the United States market. If you're in Australia, the UK, Canada, New Zealand, or anywhere else — it simply won't work. CheckSpent was built to work globally from day one.
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This page is provided for general informational purposes only. All information regarding third-party products and services, including Rocket Money, is based on publicly available sources at the time of writing. We make no representations as to the accuracy, completeness, or currency of this information. Product features, pricing, and availability may change at any time without notice.
We are not affiliated with, endorsed by, or sponsored by Rocket Money or Rocket Companies, Inc. All third-party trademarks and brand names are the property of their respective owners and are used here solely for identification and comparison purposes.
Before making any financial or purchasing decision, we strongly recommend that you visit the relevant provider's website directly to verify current terms, pricing, features, and availability in your jurisdiction.
No account. No bank login. Works in any country. Results in minutes.
Upload your bank statement and get a detailed AI-powered report of every recurring charge you pay.
Most people find subscriptions they forgot about.
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For informational purposes only. Not financial advice.
18 proven email templates to cancel any subscription, negotiate lower rates, and get refunds — without calling anyone.
One email paid for itself. The other 17 are profit.
Get the templates →One-time payment · No subscription
For informational purposes only. Not financial advice.
One-time payment · No subscription · No login required
File never stored · No names or IDs retained · No deposits tracked