No Bank Login Required
Hiatus requires you to connect your bank account before seeing any results. CheckSpent works from a simple statement upload — we detect your subscriptions without ever accessing your bank.
Hiatus requires connecting your bank account and charges up to $10/month. CheckSpent finds your hidden subscriptions from a simple file upload — no bank access, no account, one payment.
No account needed · No bank login · Results in minutes
Hiatus requires you to connect your bank account before seeing any results. CheckSpent works from a simple statement upload — we detect your subscriptions without ever accessing your bank.
Hiatus is only available to US users with US bank accounts. CheckSpent works with bank statements from any country worldwide — upload your file regardless of where your bank is based.
Hiatus premium costs $10/month or $48/year. CheckSpent is a single payment of $7.95 AUD. No recurring charges, ever.
Every claim below is sourced directly from Hiatus's official website.
| Feature | CheckSpent ✅ | Hiatus |
|---|---|---|
| Requires bank login | ✅ No — file upload only | ❌ Yes — mandatory |
| Requires account creation | ✅ No account needed | ❌ Account required |
| Available outside the US | ✅ Works worldwide | ❌ United States only |
| Pricing model | ✅ One-time $7.95 AUD | ❌ $10/month or $48/year |
| Data retained after analysis | ✅ No data stored | ❌ Transaction history stored |
| Works with any bank worldwide | ✅ Any bank, any country | ❌ US banks only |
| Cancellation guides included | ✅ Yes, step-by-step | ⚠️ Premium only |
| 1:1 savings session available | ✅ Yes ($395 AUD) | ❌ Not available |
Hiatus pricing and features verified from hiatusapp.com as of April 2026. Features may change — check their site for the latest.
Export your transactions as PDF, CSV, or screenshot from your bank's app. Any bank, any country.
Our AI scans your statement and identifies every recurring charge, including ones you've forgotten about.
Get a full report with cancellation guides, negotiation templates, and savings estimates. Keep what you want, cut the rest.
Hiatus, like Rocket Money, is built exclusively for the United States market. If you're in Australia, the UK, Canada, or anywhere else — it simply won't work. CheckSpent works globally from day one.
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This page is provided for general informational purposes only. All information regarding third-party products and services, including Hiatus, is based on publicly available sources at the time of writing. We make no representations as to the accuracy, completeness, or currency of this information. Product features, pricing, and availability may change at any time without notice.
We are not affiliated with, endorsed by, or sponsored by Hiatus. All third-party trademarks and brand names are the property of their respective owners and are used here solely for identification and comparison purposes.
Before making any financial or purchasing decision, we strongly recommend that you visit the relevant provider's website directly to verify current terms, pricing, features, and availability in your jurisdiction.
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One-time payment · No subscription · No login required
File never stored · No names or IDs retained · No deposits tracked